Temptation goods | −120.197 |
−123.775 |
−103.070 |
−84.433 (89.528) |
7,417 | 7,417 | 2,940 | 2,940 | |
Health care | −142.523 (209.494) | 67.791 (208.082) | 37.156 (213.112) | 384.495 (441.580) |
7,145 | 7,145 | 2,850 | 2,850 | |
Ceremonies or celebrations | −61.221 (200.328) | −98.690 (207.853) | −101.441 (244.901) | −69.571 (428.462) |
7,407 | 7,407 | 2,948 | 2,948 | |
Children's education | 46.994 (70.327) | 57.460 (80.099) | 32.590 (86.554) | −17.220 (91.988) |
7,339 | 7,339 | 2,954 | 2,954 | |
Children's clothing | 66.530 |
66.780 |
68.799 |
43.934 (46.406) |
7,349 | 7,349 | 2,965 | 2,965 | |
Adult women's clothing | −12.056 (17.752) | −11.160 (18.640) | −5.324 (18.132) | 22.142 (36.732) |
7,548 | 7,548 | 3,005 | 3,005 | |
Annual income | 47,989.637 |
42,926.326 |
40,291.132 |
46,886.496 |
7,572 | 7,572 | 3,013 | 3,013 | |
Savings deposited in past month | 26.565 (117.086) | 65.817 (133.244) | 33.088 (151.638) | 63.081 (288.894) |
7,524 | 7,524 | 2,996 | 2,996 | |
Currently borrowing | −4,592.633 (5,078.635) | −4,186.492 (5,943.972) | −7,271.935 (6,512.158) | −4,250.191 (11,469.621) |
7,572 | 7,572 | 3,013 | 3,013 | |
Currently lending | −499.550 (1,535.515) | 538.604 (1,651.946) | 154.814 (1,959.374) | −2,634.804 (3,550.470) |
7,572 | 7,572 | 3,013 | 3,013 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Husband alone | 0.136 | 0.105 | 0.156 | 0.000*** |
[0.209] | [0.187] | [0.220] | ||
Husband and wife jointly | 0.338 | 0.304 | 0.361 | 0.000*** |
[0.313] | [0.313] | [0.310] | ||
Wife alone | 0.108 | 0.177 | 0.062 | 0.000*** |
[0.208] | [0.256] | [0.152] | ||
Annual income | 11.562 | 11.826 | 11.388 | 0.000*** |
[3.117] | [2.931] | [3.223] | ||
Savings deposited in past month | 4.425 | 4.699 | 4.244 | 0.000*** |
[3.056] | [3.036] | [3.055] | ||
Currently borrowing | 6.922 | 7.049 | 6.838 | 0.128 |
[5.886] | [5.855] | [5.906] | ||
Currently lent | 1.630 | 1.945 | 1.421 | 0.000*** |
[4.006] | [4.307] | [3.780] | ||
Temptation goods | 4.124 | 3.528 | 4.515 | 0.000*** |
[3.685] | [3.677] | [3.638] | ||
Health care | 5.971 | 5.765 | 6.107 | 0.000*** |
[3.404] | [3.428] | [3.381] | ||
Ceremonies or celebrations | 7.111 | 7.063 | 7.143 | 0.143 |
[2.298] | [2.357] | [2.259] | ||
Child education | 5.128 | 5.856 | 4.641 | 0.000*** |
[3.381] | [2.961] | [3.553] | ||
Child clothing | 5.184 | 5.860 | 4.730 | 0.000*** |
[2.985] | [2.518] | [3.181] | ||
Adult women clothing | 6.330 | 6.424 | 6.268 | 0.000*** |
[1.626] | [1.464] | [1.721] | ||
7,572 | 3,013 | 4,559 | 7,572 |
Annual income | 0.280 |
0.173 (0.134) | 0.204 (0.135) | 0.004 (0.232) |
7,572 | 7,572 | 3,013 | 3,013 | |
Savings deposited in past month | 0.122 (0.085) | 0.092 (0.100) | 0.071 (0.112) | −0.173 (0.207) |
7,524 | 7,524 | 2,996 | 2,996 | |
Currently borrowing | 0.056 (0.217) | 0.269 (0.240) | 0.324 (0.269) | 0.139 (0.490) |
7,572 | 7,572 | 3,013 | 3,013 | |
Currently lending | −0.073 (0.184) | 0.016 (0.197) | −0.043 (0.224) | −0.299 (0.432) |
7,572 | 7,572 | 3,013 | 3,013 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
No. of resident household members | 0.042 | 0.098 | 0.270 |
0.103 | −0.152 | 6,245 |
Resident mother-in-law | 0.020 | −0.019 | 0.144 |
0.121 |
0.020 | 6,245 |
Resident father-in-law | 0.009 | −0.010 | 0.113 |
0.089 |
0.049 | 6,245 |
Resident daughter-in-law | 0.040 |
−0.015 | −0.165 |
−0.041 | 0.012 | 6,245 |
Natural disaster (nonearthquake) | −0.002 | 0.028 |
−0.008 | 0.005 | −0.004 | 6,227 |
Serious illness | 0.039 |
0.023 | −0.029 |
−0.083 |
0.061 | 6,231 |
Death of household member | 0.018 | 0.019 |
−0.016 |
0.026 | 0.017 | 6,229 |
Falling agricultural prices | −0.007 | 0.205 |
−0.021 |
−0.049 |
−0.046 | 6,116 |
Decrease in income | −0.016 | 0.243 |
−0.039 |
−0.032 | −0.045 | 6,130 |
Loss of employment | 0.014 | 0.013 |
−0.014 |
−0.006 | −0.013 | 6,217 |
Mercalli scale 2015 earthquake | −0.264 | 5.278 |
−0.229 |
0.710 |
0.037 | 6,245 |
Temptation goods | −0.951 |
−1.086 |
−1.066 |
−1.072 |
7,417 | 7,417 | 2,940 | 2,940 | |
Health care | −0.013 (0.131) | −0.035 (0.152) | −0.032 (0.158) | 0.233 (0.275) |
7,145 | 7,145 | 2,850 | 2,850 | |
Ceremonies or celebrations | 0.035 (0.097) | 0.006 (0.092) | 0.056 (0.102) | −0.187 (0.220) |
7,407 | 7,407 | 2,948 | 2,948 | |
Children's education | 0.154 |
0.246 |
0.163 |
−0.176 (0.162) |
7,339 | 7,339 | 2,954 | 2,954 | |
Children's clothing | 0.351 |
0.401 |
0.399 |
0.163 (0.151) |
7,349 | 7,349 | 2,965 | 2,965 | |
Adult women's clothing | −0.062 (0.058) | −0.049 (0.059) | −0.022 (0.059) | 0.022 (0.115) |
7,548 | 7,548 | 3,005 | 3,005 | |
Annual income | 0.281 |
0.177 (0.128) | 0.208 (0.129) | 0.023 (0.221) |
7,572 | 7,572 | 3,013 | 3,013 | |
Savings deposited in past month | 0.109 (0.076) | 0.085 (0.090) | 0.064 (0.102) | −0.155 (0.189) |
7,524 | 7,524 | 2,996 | 2,996 | |
Currently borrowing | 0.055 (0.204) | 0.254 (0.225) | 0.304 (0.253) | 0.131 (0.461) |
7,572 | 7,572 | 3,013 | 3,013 | |
Currently lending | −0.068 (0.173) | 0.016 (0.185) | −0.040 (0.210) | −0.282 (0.406) |
7,572 | 7,572 | 3,013 | 3,013 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Absent in next round | −0.020 (0.019) | 0.002 (0.022) | 0.046 |
−0.042 (0.038) |
6,225 | 6,225 | 2,465 | 2,465 | |
Not found | −0.002 (0.015) | 0.019 (0.017) | 0.024 (0.018) | −0.042 (0.038) |
|
6,225 | 6,225 | 2,465 | 2,465 |
Dropped | −0.017 (0.016) | −0.017 (0.016) | 0.022 (0.015) | - |
|
6,225 | 6,225 | 2,465 | - |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Full sample | 2,508 | 2,281 | 1,456 | 1,327 |
Attrition (not found) | . | 227 | 165 | 294 |
Attrition (dropped) | . | 0 | 887 | 887 |
Temptation goods | −0.921 |
−1.154 |
−1.400 |
4,352 | 4,352 | 1,540 | |
Health care | 0.052 (0.189) | 0.029 (0.224) | −0.012 (0.371) |
4,016 | 4,016 | 1,426 | |
Ceremonies or celebrations | 0.113 (0.135) | −0.134 (0.137) | −0.086 (0.222) |
4,338 | 4,338 | 1,554 | |
Child education | 0.149 (0.155) | 0.415 |
0.543 |
4,270 | 4,270 | 1,558 | |
Child clothing | 0.289 |
0.423 |
0.456 |
4,286 | 4,286 | 1,572 | |
Adult women clothing | −0.053 (0.098) | 0.071 (0.107) | 0.160 (0.186) |
4,530 | 4,530 | 1,618 | |
Household and year FE | Yes | Yes | Yes |
Controls | No | Yes | Yes |
Limited sample | No | No | Yes |
HH-specific time trends | No | No | No |
Age | 46.119 | 38.934 | 51.839 | 0.000*** |
[12.921] | [9.339] | [10.627] | ||
Years of education | 5.104 | 6.219 | 4.553 | 0.000*** |
[3.940] | [3.517] | [3.882] | ||
Can read or write | 0.763 | 0.877 | 0.729 | 0.000*** |
[0.365] | [0.270] | [0.377] | ||
Age | 41.650 | 35.076 | 47.247 | 0.000*** |
[12.143] | [9.016] | [9.852] | ||
Years of education | 2.513 | 3.770 | 1.584 | 0.000*** |
[3.545] | [3.790] | [2.849] | ||
Can read or write | 0.527 | 0.677 | 0.449 | 0.000*** |
[0.401] | [0.369] | [0.378] | ||
2,508 | 979 | 1,317 | 1,923 | |
11.562 | 11.826 | 11.6073 | 0.000*** | |
[3.117] | [2.931] | [3.183] | ||
No. of resident household members | 3.483 | 3.629 | 3.323 | 0.000*** |
[1.854] | [1.745] | [1.877] | ||
Resident mother-in-law | 0.230 | 0.316 | 0.158 | 0.000*** |
[0.421] | [0.465] | [0.365] | ||
Resident father-in-law | 0.159 | 0.232 | 0.088 | 0.000*** |
[0.365] | [0.422] | [0.284] | ||
Resident daughter-in-law | 0.185 | 0.084 | 0.308 | 0.000*** |
[0.388] | [0.277] | [0.462] | ||
Natural disaster (nonearthquake) | 0.044 | 0.039 | 0.052 | 0.011** |
[0.206] | [0.194] | [0.222] | ||
Serious illness | 0.223 | 0.213 | 0.223 | 0.214 |
[0.416] | [0.409] | [0.417] | ||
Death of household member | 0.055 | 0.053 | 0.054 | 0.959 |
[0.228] | [0.225] | [0.226] | ||
Falling agricultural prices | 0.131 | 0.109 | 0.128 | 0.000*** |
[0.338] | [0.312] | [0.335] | ||
Decrease in income | 0.155 | 0.134 | 0.154 | 0.003*** |
[0.362] | [0.341] | [0.361] | ||
Loss of employment | 0.023 | 0.020 | 0.023 | 0.251 |
[0.151] | [0.141] | [0.150] | ||
Mercalli scale 2015 earthquake | 6.926 | 6.870 | 6.922 | 0.006*** |
[0.505] | [0.525] | [0.512] | ||
7,572 | 3,013 | 4,028 | 5,888 |
Annual income | 0.497 |
0.524 |
0.541 |
0.509 |
7,572 | 7,572 | 4,028 | 4,028 | |
Savings deposited in past month | 0.034 (0.082) | 0.027 (0.080) | 0.047 (0.080) | 0.110 (0.191) |
7,524 | 7,524 | 4,005 | 4,005 | |
Currently borrowing | 0.523 |
0.482 |
0.496 |
0.833 |
7,572 | 7,572 | 4,028 | 4,028 | |
Currently lending | −0.117 (0.168) | −0.180 (0.167) | −0.164 (0.170) | 0.008 (0.275) |
7,572 | 7,572 | 4,028 | 4,028 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Temptation goods | 0.176 (0.134) | 0.189 (0.129) | 0.134 (0.134) | 0.201 (0.243) |
7,417 | 7,417 | 3,956 | 3,956 | |
Health care | 0.221 (0.147) | 0.236 (0.149) | 0.199 (0.144) | 0.219 (0.275) |
7,145 | 7,145 | 3,811 | 3,811 | |
Ceremonies or celebrations | 0.122 (0.127) | 0.111 (0.129) | 0.111 (0.128) | 0.009 (0.221) |
7,407 | 7,407 | 3,939 | 3,939 | |
Child education | −0.351 |
−0.357 |
−0.262 |
−0.211 (0.177) |
7,339 | 7,339 | 3,845 | 3,845 | |
Child clothing | −0.089 (0.107) | −0.079 (0.106) | 0.006 (0.107) | −0.086 (0.160) |
7,349 | 7,349 | 3,839 | 3,839 | |
Adult women clothing | −0.059 (0.077) | −0.055 (0.076) | −0.045 (0.076) | −0.076 (0.136) |
7548 | 7548 | 4010 | 4010 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Annual income | 0.361 |
0.267 (0.165) | 0.245 (0.174) | 0.076 (0.226) |
7,572 | 7,572 | 2,197 | 2,197 | |
Savings deposited in past month | 0.245 |
0.235 |
0.332 |
0.062 (0.254) |
7,524 | 7,524 | 2,184 | 2,184 | |
Currently borrowing | −0.010 (0.271) | 0.152 (0.282) | 0.063 (0.310) | 0.022 (0.560) |
7,572 | 7,572 | 2,197 | 2,197 | |
Currently lending | 0.228 (0.214) | 0.362 (0.232) | 0.311 (0.258) | −0.026 (0.489) |
7,572 | 7,572 | 2,197 | 2,197 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Husband alone | −0.059 |
−0.055 |
−0.056 |
−0.050 |
Husband and wife jointly | −0.095 |
−0.105 |
−0.105 |
−0.103 |
Wife alone | 0.115 |
0.116 |
0.121 |
0.121 |
7,569 | 7,569 | 2,194 | 2,194 | |
Husband alone | −0.102 |
−0.101 |
−0.105 |
−0.107 |
Husband and wife jointly | −0.031 |
−0.041 |
−0.039 |
−0.034 |
Wife alone | 0.014 |
0.014 |
0.012 |
0.005 (0.015) |
7,524 | 7,524 | 2,184 | 2,184 | |
Husband alone | −0.037 |
−0.032 |
−0.032 |
−0.028 (0.020) |
Husband and wife jointly | −0.152 |
−0.171 |
−0.167 |
−0.163 |
Wife alone | 0.158 |
0.168 |
0.170 |
0.169 |
7,564 | 7,564 | 2,194 | 2,194 | |
Husband alone | −0.049 |
−0.044 |
−0.046 |
−0.033 (0.021) |
Husband and wife jointly | −0.095 |
−0.103 |
−0.106 |
−0.100 |
Wife alone | 0.130 |
0.132 |
0.140 |
0.130 |
7,537 | 7,537 | 2,184 | 2,184 | |
Husband alone | −0.063 |
−0.056 |
−0.049 |
−0.036 (0.022) |
Husband and wife jointly | −0.087 |
−0.088 |
−0.094 |
−0.108 |
Wife alone | 0.161 |
0.160 |
0.170 |
0.181 |
7,415 | 7,415 | 2,171 | 2,171 | |
Husband alone | −0.071 |
−0.067 |
−0.063 |
−0.053 |
Husband and wife jointly | −0.121 |
−0.123 |
−0.127 |
−0.152 |
Wife alone | 0.186 |
0.186 |
0.194 |
0.206 |
7,469 | 7,469 | 2,182 | 2,182 | |
Husband alone | −0.049 |
−0.040 |
−0.042 |
−0.035 (0.024) |
Husband and wife jointly | −0.162 |
−0.180 |
−0.175 |
−0.190 |
Wife alone | 0.170 |
0.179 |
0.185 |
0.196 |
7,553 | 7,553 | 2,192 | 2,192 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Husband alone | 0.022 (0.020) | −0.026 (0.028) | 0.919 | 3,580 |
Husband and wife jointly | 0.144 |
−0.040 (0.031) | 0.036 |
3,580 |
Wife alone | −0.111 |
0.086 |
0.557 | 3,580 |
Δ |
||||
Husband alone | 0.079 |
−0.024 (0.036) | 0.208 | 3,566 |
Husband and wife jointly | 0.044 |
−0.031 (0.027) | 0.767 | 3,566 |
Wife alone | −0.015 (0.017) | 0.013 (0.018) | 0.963 | 3,566 |
Δ |
||||
Husband alone | 0.004 (0.025) | −0.024 (0.034) | 0.646 | 3,579 |
Husband and wife jointly | 0.193 |
−0.036 (0.048) | 0.035 |
3,579 |
Wife alone | −0.149 |
0.121 |
0.646 | 3,579 |
Δ |
||||
Husband alone | 0.022 (0.025) | −0.019 (0.034) | 0.945 | 3,571 |
Husband and wife jointly | 0.160 |
−0.057 (0.050) | 0.202 | 3,571 |
Wife alone | −0.127 |
0.106 |
0.784 | 3,571 |
Δ |
||||
Husband alone | −0.008 (0.032) | −0.063 (0.044) | 0.262 | 3,456 |
Husband and wife jointly | 0.154 |
−0.039 (0.055) | 0.185 | 3,456 |
Wife alone | −0.167 |
0.085 |
0.234 | 3,456 |
Δ |
||||
Husband alone | 0.010 (0.033) | −0.041 (0.043) | 0.624 | 3,495 |
Husband and wife jointly | 0.168 |
−0.071 (0.051) | 0.238 | 3,495 |
Wife alone | −0.169 |
0.109 |
0.453 | 3,495 |
Δ |
||||
Husband alone | 0.006 (0.036) | −0.003 (0.036) | 0.963 | 3,572 |
Husband and wife jointly | 0.247 |
−0.102 |
0.078 |
3,572 |
Wife alone | −0.195 |
0.099 |
0.202 | 3,572 |
Temptation goods | −1.053 |
−1.204 |
−1.184 |
−1.196 |
7,417 | 7,417 | 2,940 | 2,940 | |
Health care | −0.009 (0.142) | −0.035 (0.166) | −0.031 (0.173) | 0.257 (0.301) |
7,145 | 7,145 | 2,850 | 2,850 | |
Ceremonies or celebrations | 0.044 (0.105) | 0.014 (0.100) | 0.067 (0.109) | −0.196 (0.237) |
7,407 | 7,407 | 2,948 | 2,948 | |
Child education | 0.170 |
0.272 |
0.181 |
−0.190 (0.178) |
7,339 | 7,339 | 2,954 | 2,954 | |
Child clothing | 0.385 |
0.442 |
0.437 |
0.176 (0.167) |
7,349 | 7,349 | 2,965 | 2,965 | |
Adult women clothing | −0.071 (0.063) | −0.057 (0.064) | −0.029 (0.065) | 0.016 (0.124) |
7,548 | 7,548 | 3,005 | 3,005 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Δ Temptation goods | 1.084 |
−0.952 |
0.819 | 3,491 |
Δ Health care | 0.328 (0.369) | 0.672 |
0.467 | 3,368 |
Δ Ceremonies or celebrations | −0.403 (0.286) | −0.909 |
0.163 | 3,473 |
Δ Child education | −0.310 (0.236) | −0.450 |
0.615 | 3,389 |
Δ Child clothing | −0.107 (0.213) | −0.119 (0.243) | 0.955 | 3,407 |
Δ Adult women clothing | −0.027 (0.153) | −0.120 (0.165) | 0.693 | 3,563 |
Migrant | 0.00525 (0.0145) | 0.00860 (0.0152) | 0.00735 (0.0148) | 0.0209 (0.0257) |
Migrant × ≥ 6 months | −0.0619 |
−0.0616 |
−0.0600 |
−0.0541 |
7,569 | 7,569 | 3,010 | 3,010 | |
Migrant | −0.0784 |
−0.0975 |
−0.0905 |
−0.105 |
Migrant × ≥ 6 months | −0.0180 (0.0231) | −0.0184 (0.0224) | −0.0176 (0.0225) | −0.0274 (0.0362) |
7,569 | 7,569 | 3,010 | 3,010 | |
Migrant | 0.0645 |
0.0700 |
0.0738 |
0.0631 |
Migrant × ≥ 6 months | 0.0478 |
0.0485 |
0.0467 |
0.0606 |
7,569 | 7,569 | 3,010 | 3,010 | |
Household FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Husband alone | −0.042 |
−0.038 |
−0.039 |
−0.019 (0.016) |
Husband and wife jointly | 0.010 (0.012) | 0.008 (0.012) | 0.010 (0.012) | 0.012 (0.021) |
Wife alone | 0.011 (0.008) | 0.011 (0.008) | 0.012 (0.008) | 0.004 (0.015) |
7,569 | 7,569 | 4,025 | 4,025 | |
Husband alone | 0.011 (0.011) | 0.008 (0.011) | 0.006 (0.011) | 0.029 (0.022) |
Husband and wife jointly | 0.004 (0.011) | 0.005 (0.011) | 0.002 (0.011) | −0.008 (0.021) |
Wife alone | 0.010 (0.007) | 0.010 (0.007) | 0.009 (0.008) | 0.004 (0.015) |
7,524 | 7,524 | 4,009 | 4,009 | |
Husband alone | 0.001 (0.013) | 0.001 (0.013) | −0.004 (0.012) | −0.017 (0.018) |
Husband and wife jointly | 0.023 (0.017) | 0.020 (0.017) | 0.023 (0.018) | 0.040 (0.031) |
Wife alone | 0.012 (0.010) | 0.012 (0.010) | 0.014 (0.010) | 0 (0.017) |
7,564 | 7,564 | 4,020 | 4,020 | |
Husband alone | 0.001 (0.012) | 0.001 (0.012) | −0.004 (0.012) | −0.007 (0.018) |
Husband and wife jointly | 0.035 |
0.031 |
0.032 |
0.044 (0.027) |
Wife alone | 0.015 (0.013) | 0.015 (0.013) | 0.016 (0.013) | −0.002 (0.020) |
7,537 | 7,537 | 4,013 | 4,013 | |
Husband alone | −0.003 (0.014) | −0.005 (0.014) | −0.009 (0.014) | −0.032 (0.019) |
Husband and wife jointly | −0.043 |
−0.045 |
−0.035 |
−0.035 (0.035) |
Wife alone | 0.010 (0.012) | 0.012 (0.013) | 0.016 (0.013) | 0.009 (0.023) |
7,415 | 7,415 | 3,897 | 3,897 | |
Husband alone | 0.004 (0.013) | 0.002 (0.013) | −0.004 (0.012) | −0.023 (0.018) |
Husband and wife jointly | −0.007 (0.020) | −0.009 (0.020) | 0.001 (0.020) | 0.007 (0.032) |
Wife alone | 0.009 (0.013) | 0.012 (0.013) | 0.012 (0.013) | 0 (0.024) |
7,469 | 7,469 | 3,938 | 3,938 | |
Husband alone | 0.008 (0.014) | 0.007 (0.014) | 0.001 (0.013) | −0.015 (0.020) |
Husband and wife jointly | 0.013 (0.020) | 0.011 (0.020) | 0.011 (0.019) | −0.010 (0.038) |
Wife alone | 0.008 (0.018) | 0.007 (0.018) | 0.012 (0.018) | 0.022 (0.025) |
7,553 | 7,553 | 4,013 | 4,013 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Temptation goods | −1.325 |
−1.427 |
−1.482 |
−1.589 |
7,417 | 7,417 | 2,144 | 2,144 | |
Health care | −0.051 (0.194) | −0.089 (0.217) | −0.090 (0.229) | 0.035 (0.354) |
7,145 | 7,145 | 2,083 | 2,083 | |
Ceremonies or celebrations | 0.135 (0.111) | 0.124 (0.114) | 0.137 (0.109) | −0.179 (0.225) |
7,407 | 7,407 | 2,155 | 2,155 | |
Child education | 0.226 |
0.312 |
0.285 |
−0.078 (0.182) |
7,339 | 7,339 | 2,155 | 2,155 | |
Child clothing | 0.338 |
0.360 |
0.320 |
0.204 (0.175) |
7,349 | 7,349 | 2,161 | 2,161 | |
Adult women clothing | 0.043 (0.073) | 0.069 (0.077) | 0.064 (0.082) | 0.165 (0.148) |
7,548 | 7,548 | 2,191 | 2,191 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Husband alone | 0.019 (0.032) | −0.029 (0.038) | −0.005 (0.039) | 0.879 | 3,580 |
Husband and wife jointly | 0.123 |
−0.063 (0.042) | −0.042 (0.050) | 0.440 | 3,580 |
Wife alone | −0.109 |
0.088 |
0.004 (0.039) | 0.730 | 3,580 |
Δ |
|||||
Husband alone | 0.081 |
−0.022 (0.047) | 0.005 (0.040) | 0.344 | 3,566 |
Husband and wife jointly | 0.017 (0.036) | −0.060 |
−0.053 (0.048) | 0.523 | 3,566 |
Wife alone | −0.028 (0.022) | −0.000 (0.023) | −0.025 (0.028) | 0.136 | 3,566 |
Δ |
|||||
Husband alone | 0.001 (0.041) | −0.027 (0.047) | −0.006 (0.049) | 0.741 | 3,579 |
Husband and wife jointly | 0.159 |
−0.072 (0.065) | −0.066 (0.064) | 0.436 | 3,579 |
Wife alone | −0.103 |
0.170 |
0.090 (0.055) | 0.418 | 3,579 |
Δ |
|||||
Husband alone | 0.035 (0.041) | −0.005 (0.051) | 0.026 (0.054) | 0.724 | 3,571 |
Husband and wife jointly | 0.182 |
−0.034 (0.064) | 0.042 (0.065) | 0.188 | 3,571 |
Wife alone | −0.137 |
0.095 |
−0.019 (0.060) | 0.630 | 3,571 |
Δ |
|||||
Husband alone | −0.019 (0.049) | −0.075 (0.055) | −0.021 (0.057) | 0.254 | 3,456 |
Husband and wife jointly | 0.105 (0.064) | −0.091 (0.073) | −0.095 (0.077) | 0.909 | 3,456 |
Wife alone | −0.168 |
0.084 (0.053) | −0.002 (0.062) | 0.390 | 3,456 |
Δ |
|||||
Husband alone | 0.004 (0.052) | −0.048 (0.056) | −0.012 (0.059) | 0.660 | 3,495 |
Husband and wife jointly | 0.104 (0.072) | −0.139 |
−0.125 |
0.766 | 3,495 |
Wife alone | −0.150 |
0.129 |
0.037 (0.061) | 0.835 | 3,495 |
Δ |
|||||
Husband alone | 0.003 (0.058) | −0.005 (0.056) | −0.005 (0.072) | 0.984 | 3,572 |
Husband and wife jointly | 0.247 |
−0.103 (0.071) | −0.001 (0.077) | 0.262 | 3,572 |
Wife alone | −0.195 |
0.099 (0.062) | −0.002 (0.075) | 0.382 | 3,572 |
Husband alone | 0.136 | 0.105 | 0.156 | 0.000*** |
[0.209] | [0.187] | [0.220] | ||
Husband and wife jointly | 0.338 | 0.304 | 0.361 | 0.000*** |
[0.313] | [0.313] | [0.310] | ||
Wife alone | 0.108 | 0.177 | 0.062 | 0.000*** |
[0.208] | [0.256] | [0.152] | ||
Husband alone | 0.192 | 0.157 | 0.214 | 0.000*** |
[0.293] | [0.274] | [0.302] | ||
Husband and wife jointly | 0.107 | 0.080 | 0.125 | 0.000*** |
[0.254] | [0.224] | [0.270] | ||
Wife alone | 0.042 | 0.044 | 0.040 | 0.268 |
[0.146] | [0.151] | [0.143] | ||
Husband alone | 0.120 | 0.087 | 0.141 | 0.000*** |
[0.274] | [0.234] | [0.296] | ||
Husband and wife jointly | 0.418 | 0.364 | 0.454 | 0.000*** |
[0.437] | [0.434] | [0.435] | ||
Wife alone | 0.110 | 0.193 | 0.056 | 0.000*** |
[0.277] | [0.348] | [0.199] | ||
Husband alone | 0.124 | 0.093 | 0.144 | 0.000*** |
[0.288] | [0.252] | [0.308] | ||
Husband and wife jointly | 0.479 | 0.432 | 0.510 | 0.000*** |
[0.438] | [0.438] | [0.435] | ||
Wife alone | 0.137 | 0.211 | 0.089 | 0.000*** |
[0.300] | [0.359] | [0.241] | ||
Husband alone | 0.131 | 0.097 | 0.154 | 0.000*** |
[0.325] | [0.283] | [0.348] | ||
Husband and wife jointly | 0.387 | 0.391 | 0.384 | 0.528 |
[0.474] | [0.475] | [0.474] | ||
Wife alone | 0.128 | 0.245 | 0.049 | 0.000*** |
[0.324] | [0.419] | [0.206] | ||
Husband alone | 0.124 | 0.096 | 0.144 | 0.000*** |
[0.311] | [0.278] | [0.330] | ||
Husband and wife jointly | 0.385 | 0.381 | 0.387 | 0.556 |
[0.466] | [0.467] | [0.465] | ||
Wife alone | 0.140 | 0.262 | 0.058 | 0.000*** |
[0.331] | [0.424] | [0.216] | ||
Husband alone | 0.130 | 0.100 | 0.149 | 0.000*** |
[0.336] | [0.301] | [0.356] | ||
Husband and wife jointly | 0.459 | 0.382 | 0.510 | 0.000*** |
[0.498] | [0.486] | [0.500] | ||
Wife alone | 0.236 | 0.342 | 0.166 | 0.000*** |
[0.424] | [0.474] | [0.372] | ||
7,572 | 3,013 | 4,559 | 7,572 |
Husband alone | −0.042 |
−0.038 |
−0.039 |
−0.019 (0.016) |
Husband and wife jointly | −0.092 |
−0.112 |
−0.104 |
−0.125 |
Wife alone | 0.101 |
0.107 |
0.110 |
0.108 |
7,569 | 7,569 | 3,010 | 3,010 | |
Husband alone | −0.065 |
−0.064 |
−0.067 |
−0.065 |
Husband and wife jointly | −0.037 |
−0.052 |
−0.044 |
−0.055 |
Wife alone | 0.017 |
0.018 |
0.016 |
0.009 (0.011) |
7,524 | 7,524 | 2,993 | 2,993 | |
Husband alone | −0.038 |
−0.035 |
−0.031 |
−0.005 (0.022) |
Husband and wife jointly | −0.131 |
−0.161 |
−0.147 |
−0.161 |
Wife alone | 0.140 |
0.160 |
0.155 |
0.154 |
7,564 | 7,564 | 3,009 | 3,009 | |
Husband alone | −0.037 |
−0.031 |
−0.030 |
−0 (0.023) |
Husband and wife jointly | −0.104 |
−0.126 |
−0.114 |
−0.130 |
Wife alone | 0.119 |
0.127 |
0.127 |
0.118 |
7,537 | 7,537 | 2,999 | 2,999 | |
Husband alone | −0.043 |
−0.036 |
−0.038 |
−0.016 (0.024) |
Husband and wife jointly | −0.091 |
−0.099 |
−0.108 |
−0.137 |
Wife alone | 0.135 |
0.139 |
0.153 |
0.147 |
7,415 | 7,415 | 2,978 | 2,978 | |
Husband alone | −0.043 |
−0.038 |
−0.037 |
−0.013 (0.023) |
Husband and wife jointly | −0.106 |
−0.114 |
−0.127 |
−0.181 |
Wife alone | 0.153 |
0.159 |
0.172 |
0.171 |
7,469 | 7,469 | 2,995 | 2,995 | |
Husband alone | −0.034 |
−0.023 (0.015) | −0.031 |
−0.002 (0.025) |
Husband and wife jointly | −0.147 |
−0.177 |
−0.164 |
−0.202 |
Wife alone | 0.150 |
0.167 |
0.167 |
0.167 |
7,553 | 7,553 | 3,008 | 3,008 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |
Temptation goods | −126.360 |
−137.050 |
−117.563 |
−103.698 (63.795) |
7,417 | 7,417 | 2,940 | 2,940 | |
Health care | −75.066 (133.753) | −3.897 (121.987) | −36.762 (119.550) | 154.302 (255.985) |
7,145 | 7,145 | 2,850 | 2,850 | |
Ceremonies or celebrations | −91.457 (92.147) | −121.699 (94.857) | −98.522 (116.511) | −163.506 (172.497) |
7,407 | 7,407 | 2,948 | 2,948 | |
Children's education | 47.410 (37.658) | 58.955 (41.153) | 29.104 (44.499) | −70.578 (63.297) |
7,339 | 7,339 | 2,954 | 2,954 | |
Children's clothing | 47.525 |
46.156 |
48.749 |
22.596 (34.274) |
7,349 | 7,349 | 2,965 | 2,965 | |
Adult women's clothing | −7.454 (13.565) | −3.645 (14.699) | 1.919 (14.565) | 13.527 (27.480) |
7,548 | 7,548 | 3,005 | 3,005 | |
Annual income | 42,899.597 |
40,695.726 |
39,730.933 |
48,730.244 |
7,572 | 7,572 | 3,013 | 3,013 | |
Savings deposited in past month | 11.375 (23.572) | 18.660 (28.278) | 10.282 (33.734) | −5.363 (56.177) |
7,524 | 7,524 | 2,996 | 2,996 | |
Currently borrowing | 1,178.234 (3,369.408) | 2,149.937 (3,874.228) | 201.140 (4,213.134) | −2,007.624 (8,311.890) |
7,572 | 7,572 | 3,013 | 3,013 | |
Currently lending | 53.964 (667.219) | 536.425 (749.997) | 120.092 (909.763) | −1,694.717 (1,763.982) |
7,572 | 7,572 | 3,013 | 3,013 | |
Household and year FE | Yes | Yes | Yes | Yes |
Controls | No | Yes | Yes | Yes |
Limited sample | No | No | Yes | Yes |
HH-specific time trends | No | No | No | Yes |